6月英語四級作文預(yù)測：信用卡

　　在學(xué)習(xí)、工作或生活中，大家都經(jīng)常接觸到作文吧，作文根據(jù)體裁的不同可以分為記敘文、說明文、應(yīng)用文、議論文。還是對作文一籌莫展嗎？下面是小編精心整理的6月英語四級作文預(yù)測：信用卡，希望能夠幫助到大家。

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, wisely used credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

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