學(xué)生使用信用卡 Credit Cards on Campus英語作文

時(shí)間：2022-10-21 15:31:07 宗睿英語作文我要投稿

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學(xué)生使用信用卡 Credit Cards on Campus英語作文（精選12篇）

　　在日常的學(xué)習(xí)、工作、生活中，大家對作文都不陌生吧，作文是人們把記憶中所存儲的有關(guān)知識、經(jīng)驗(yàn)和思想用書面形式表達(dá)出來的記敘方式。一篇什么樣的作文才能稱之為優(yōu)秀作文呢？以下是小編精心整理的學(xué)生使用信用卡 Credit Cards on Campus英語作文，僅供參考，大家一起來看看吧。

學(xué)生使用信用卡 Credit Cards on Campus英語作文（精選12篇）

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇1

　　Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need As far as I am concerned, it is necessary for students to keep credit cards For one thing, it is convenient for students to deal with various financial matters For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.

　　雖然一些學(xué)生透支信用卡來購買會增加家庭經(jīng)濟(jì)負(fù)擔(dān)的奢侈品和不必要的東西，但是我認(rèn)為它的.優(yōu)點(diǎn)遠(yuǎn)遠(yuǎn)大于它的缺點(diǎn)。

　　Thus, I consider that it is necessary for students to use credit cards.

　　因此，我認(rèn)為學(xué)生使用信用卡是有必要的。此外，他們還應(yīng)該得到教導(dǎo)如何正確使用信用卡，形成正確的消費(fèi)觀念。

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇2

　　As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?

　　Firstly, it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.

　　On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.

　　In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.

　　隨著經(jīng)濟(jì)的迅速發(fā)展，人們對生活的態(tài)度也在不斷變化。信用卡變得越來越流行。但他們有什么優(yōu)點(diǎn)和缺點(diǎn)呢？

　　首先，我們使用信用卡很方便。在這種方式中不存在現(xiàn)金被盜。人們現(xiàn)在拿著一張卡片，而不是一個(gè)沉重的.錢包，無論他們走到哪里。其次，信用卡代表了巨大的榮譽(yù)。使用信用卡的人顯示了他的特殊身份，并吸引其他人的注意。

　　另一方面，信用卡并不總是那么好。信用卡有時(shí)會導(dǎo)致超支。人們付出的比他們有更多的錢，然后得到繁忙的回報(bào)。此外，信用卡欺詐更經(jīng)常發(fā)生。

　　在我看來，信用卡在我們的生活中做得很好。但我們應(yīng)該小心使用它們。只有在使用信用卡時(shí)，才能為更方便、更安全的生活做出貢獻(xiàn)。

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇3

　　Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely. So people should keep in mind the risk of using credit card and try to spend money wisely.First, before applying a credit card, people should make sure whether they can afford to pay back money spent on the card.

　　Second, it is very important to work out what kind of card meets their needs. Third, people should try to pay their balance in full every month, or they will be charged interest and have negative effects on their credit scores. Finally, since some cards have high interest rates and fees when failing to pay back, it is necessary to work out the cost before using the cards.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇4

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

　　個(gè)人信用卡在中國變得越來越普遍。銀行和其他金融機(jī)構(gòu)都鼓勵他們的客戶改變買東西的方式。信用卡，稱為“塑料錢”，正在提供非常良好的條件來鼓勵改變。消費(fèi)者將能夠享受“先購買，后付款”，很多人認(rèn)為這是一個(gè)優(yōu)勢。

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　但人們要小心。信用卡伴隨危險(xiǎn)。有些人發(fā)現(xiàn)很容易超過自己的預(yù)算。他們試圖購買他們并不真正需要的商品，并迅速由于債務(wù)負(fù)擔(dān)過重。信用卡往往收取較高的利率，這加劇了這些問題。

　　However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　但是，理性的使用信用卡可以提高人們的生活質(zhì)量。他們可以得到錢來付突然的，意料之外的費(fèi)用。處理得當(dāng)，它們可以讓人們控制他們每月的支出和記錄下他們的.每個(gè)月所花的錢的報(bào)表。

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇5

　　Will Credit Cards Bring Harm to the Students?

　　Recently, in order to extend business to university campus, some banks offer credit cards to college students. Many people worry that credit cards may do harm to students, while others don't think so. In my opinion, credit cards are good for students if they are used appropriately.

　　First, when a student uses credit cards, he needn't bring much cash with him every day. And the less cash he brings, the less he needs to worry about being stolen. Second, using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes, and thus often become victims of coiners. If they use credit cards, it will be very possible for them to avoid receiving forged notes because they don't need to get the changes. Third, using credit cards can help students to know more about "credit". If they don't repay their credit account in time, they will have to pay more interests and what's worse, they will get a bad credit record which will bring inconvenience to them in the future.

　　Therefore, I believe that credit cards will not bring harm to students if used reasonably.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇6

　　Nowadays, an increasing number of students would rather use credit cards than cash to pay for everything. There are at least three factors accounting for the increasing use of credit cards.

　　For one thing, a credit card will offer students a safe way to pay their tuition fees,thus it diminishes the risk of taking a large sum of money with oneself. For another, most credit cards provide a variety of services, such as a greater convenience of shopping and spending, streamlining collection procedures, etc. In addition, students can draw money with a credit card anytime they want, thus solve the problem of money shortage.

　　As to the issue of credit cards on college campus, I am inclined to believe that it is not bad for college students to have credit cards, however, we’d better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards, and only in this way can we enjoy the advantages of credit cards on college campus.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇7

　　Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.

　　However the credit card also has its disadvantage side, for example, many people use overruns but couldn't return. In addition, it also easily to encourage useless consumption.

　　Personally, I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .

　　現(xiàn)在越來越多的人使用信用卡，信用卡成了我們生活中不可缺少的一部分。一方面，信用卡使我們的生活更加方便，比如在緊急時(shí)刻提供供方便。另一方面，它能使我們提前消費(fèi)，更高質(zhì)量的生活，尤其對我們大學(xué)生而言，它更為流行。但信用卡也有其不利的一面，比如，很多人使用的超支了卻還不起。除此之外，它也容易鼓勵一些無用的消費(fèi)。

　　我個(gè)人認(rèn)為，我們需要理性的使用信用卡。盡量不去大量透支的使用，要進(jìn)行合理的'消費(fèi)，而且要及時(shí)的還清，以免給我們的信譽(yù)造成不利的影響。只有理性的使用，信用卡才能關(guān)鍵的時(shí)刻發(fā)揮它關(guān)鍵的作用。

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇8

　　Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change.

　　Consumers will be able to buy now, pay later, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇9

　　In recent years, credit cards have gained more popularity among college students. With banks’ more focus on college market, an increasing number of college students have applied for credit cards and begun to consume by them.

　　The following three factors can account for the popularity of credit cards on campus. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have not much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students have applied for credit cards.

　　As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit card debt. Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. Only in this way can college students enjoy really the advantages of credit cards.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇10

　　Recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.Credit cards can be handy — they mean you do not have to carry large sums of cash.Even so,many people still be fall into the trap of credit card.

　　As a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards. Banks and other financial institutions are encouraging their customers to change the way they buy things. Thought credit card may bring people great convenience.There re many risks associated with the irresponsible and excessive use of it. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.And worst of all,if you don't pay your debt in time,a negative make will be on your credit report.

　　As far as I'm concerned,using credit cards wisely can improve the quality of lives.You can pay by credit card.Like a coin has two sides,there is a positive aspect and a negative aspect.We should be taught to use it properly and form a correct notion of consume.

　　可使用的句子

　　近幾年信用卡業(yè)務(wù)迅猛增長，太多的放貸機(jī)構(gòu)在辦理該類業(yè)務(wù)時(shí)附加了隱形條款和機(jī)關(guān)陷阱，無數(shù)客戶受騙上當(dāng)并不堪其辱。

　　As the credit card business boomed in recent years, too many lenders added tricks and traps that have ensnared and infuriated millions of their customers.

　　此外，信用卡的使用還將減少中央銀行的鑄幣稅收入，削弱再貼現(xiàn)政策、法定準(zhǔn)備金政策、公開市場操作等貨幣政策工具的`效力，增大金融系統(tǒng)的流動性風(fēng)險(xiǎn)和信譽(yù)風(fēng)險(xiǎn)。

　　Besides, the use of credit cards will also reduce the seigniorage revenues of central banks, weaken the effects of monetary policy tools and raise the liquidity risk and credit risk in financial system.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇11

　　In recent years, credit cards have gained more popularity among college students.With banks’ more focus on college market,an increasing number of college students have applied for a credit card and begun to consume by it.

　　The following three factors can account for the popularity of credit cards in college. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have no much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money.Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students apply for credit cards.

　　As far as I am concerned, it is not a bad thing for college students to own credit cards.However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit cards debt.Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.

　　學(xué)生使用信用卡 Credit Cards on Campus英語作文篇12

　　Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need.

　　People hold different views towards students’ owning credit cards. As far as I am concerned, it should be cautious for students to keep credit cards.

　　如今，信用卡在大學(xué)校園中越來越流行了，因?yàn)殂y行越來越關(guān)注大學(xué)生這一群體并制定各種政策來滿足學(xué)生的需求。對于大學(xué)生持有信用卡人們看法不一。就個(gè)人而言，我覺得大學(xué)生應(yīng)該慎重考慮去辦理信用卡。

　　Students need to be calm and wise when applying for or using credit cards . There are latent risks associated with credit cards.

　　Some students find it quite easy to exceed their budget.

　　They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.

　　The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　And in the long run, this irresponsible and irrational consumption behavior will be impeditive for students to develop into a good consumption habit.

　　學(xué)生們在申請或者使用信用卡的時(shí)候要冷靜理智。信用卡本身伴隨著風(fēng)險(xiǎn)。

　　有些學(xué)生發(fā)現(xiàn)很容易超過自己的預(yù)算。他們常常情不自禁地就購買了他們并不真正需要的.商品，并且很快變得負(fù)債累累。

　　信用卡往往收取較高的利率，無疑使得這一問題雪上加霜。

　　并且從長遠(yuǎn)來看，這一不負(fù)責(zé)任、不理智的消費(fèi)行為將有礙于學(xué)生養(yǎng)成一個(gè)良好的消費(fèi)習(xí)慣。

　　On the other hand, when in emergency circumstances, credit cards will play its role and save you bother relatives or friends.

　　Credit cards can temporarily relieve your financial burden.

　　Minimum repayment or amortization is preferred alternative when you are strapped for cash.

　　當(dāng)然，信用卡也有用武之地。遇到緊急情況時(shí)，信用卡可以給持卡人省去叨擾親戚或朋友的麻煩。

　　信用卡可暫時(shí)緩解你的經(jīng)濟(jì)壓力。

　　按最低還款額或者分期還款，是個(gè)不錯(cuò)的選擇，當(dāng)你手頭不太寬裕的時(shí)候。

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